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What is a Bed & ISA?

A Bed & ISA is a transaction that moves money from your Investment Account to your ISA. A sale of units is made from your Investment Account and a repurchase of units made into your ISA.

If you already hold an ISA and an Investment Account with us, you can complete this instruction online by going to 'Manage Investments' and then 'Bed & ISA' once logged in.

If you already hold an Investment Account, but do not currently hold an ISA with us, you will need to complete a Bed and ISA Form where you can specify what units to sell and then repurchase. This can then be uploaded to us online using by going to 'Documents & Messages' and then 'Upload forms and documents' once logged in.

You will be out of the market for up to four working days, and it counts as a taxable event for Capital Gains Tax (CGT) purposes.