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How long does it take for money from a sell instruction, out of my ISA or General Investment account, to reach my bank account?

Deals can take up to five working days to complete (with two to four days more for proceeds to reach your bank account).

The time it takes for the proceeds to reach your bank account will vary depending on what you have instructed.

If you withdraw cash, the transaction will show online as ‘Completed’ and your money will be sent by BACS within 24 hours. It can then take between two to four working days to appear in your account.

If you have placed a sell from your investments to your bank account, it can take up to five working days for the deal to settle and show as ‘Completed’ in your Transaction History. Until then it will show on the ‘Pending’ tab. We will then send the proceeds to your bank account on the settlement date, by BACS, which can take a further two to four working days.

Investments can take up to 5 working days to settle because the underlying assets held by the fund, exchange traded investment or investment trust need to be sold and the proceeds sent to us. Once we receive them, we send the proceeds to your bank account.