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How long does it take money from a sell instruction, from my ISA or General Investment account, to reach my bank account?

The time it takes for the proceeds to reach your bank account will vary, depending on what you have sold.

If you have placed a sell from your cash holdings to your bank account, because the holdings are already in cash, the proceeds are sent by BACS within 24 hours. BACS can take 2 - 4 working days.

If you have placed a sell from your investments to your bank account, it can take up to 5 working days for the deal to settle. We will send the proceeds to your bank account on the settlement day, by BACS, which can take 2 - 4 working days.

Investments can take up to 5 working days to settle because the underlying assets held by the fund, exchange traded investment or investment trust need to be sold and the proceeds sent to us. Once we receive them, we send the proceeds to your bank account.