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How do I start investing in stocks and shares?

You can invest in exchange traded instruments such as shares, investment trusts, ETFs through our online share dealing service. Dealing times will vary depending on the type of order placed. Our service is primarily an online service; however, for some exchange traded instruments such as Investment Trusts and ETFs, you can also invest over the phone.

Please note that when investing in funds, deals are placed at the next available dealing time. If you give an instruction by post, it may be processed on the following business day as investment instructions received in the post are usually processed within 24 hours.

One-off investments

You can make lump sum investments by using a debit card or by sending us a cheque. If you’re paying by building society cheque or banker’s draft, the cheque should be made payable to Fidelity using your title and name e.g. (Fidelity – re Mr J Smith). You’ll also need to ask your building society to endorse the cheque before you send it to us.

Regular investments

Making regular contributions to a savings plan can be a great way to build up a larger sum over the long term. It can also remove the temptation of trying to ‘time the market’ – changing your long-term plan by buying or selling investments based on short-term market movements.

If you’d like to make regular payments into your account, you can set this up online. Your instructions will be processed within five days, and we’ll start collecting your regular contributions from the next available collection date. When we collect money for regular savings, it is held as cash within your account for two working days before we buy your chosen investments. For example, if we collect your money on the 10th of each month, we may invest it on the 12th. This is because a bank may ask us to return the money for up to two days following its collection, although this rarely happens.