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What happens to my pension if I die?

When you die we decide who will inherit your pension. We pay close attention to anyone you have nominated to receive your pension on your Expression of Wish, but also take account of your personal circumstances, including your financial dependants, when you pass away.

Once we have decided who can benefit from your pension, we will write to them to let them know their options. Your beneficiaries can usually take the funds as a lump sum payment, keep the money within a pension to withdraw later or use the money to purchase an annuity.

If you have pensions held elsewhere, it is worth checking what benefits are available, as other types of pension may have different options available.

View the Fidelity SIPP Expression of Wish form here.

For more information on our bereavement processes, see our Executors and Administrators Guide.