Our charges

• Collecting fees and charges
  • When is the service fee taken?
  • Can I pay my fees from cash?
  • Can I pay my fees from outside of my ISA or Junior ISA?
  • When do you collect your fees from my account?
  • How do you collect your charges from my account?
  • How do you take your fees on joint accounts?
• Dealing charges
  • What deals do you charge for?
  • Are there any charges for selling investments through your share dealing service?
  • What are your dealing charges to buy or sell Exchange Traded Products (ETPs)?
  • What are your dealing charges for Regular Savings Plans or reinvested dividends into Exchange Traded Products?
  • At what point do you take a dealing charge?
  • Do you charge for stock transfers?
  • When do I pay Financial Transaction Tax (FTT)?
  • What is Financial Transaction Tax (FTT)?
• Ongoing investment charges
  • Do I pay stamp duty on my investments?
  • What is a Panel of Takeovers and Mergers (PTM) levy?
  • What charges are set by the company managing my funds?
  • When do I pay a PTM (Panel of Takeovers and Mergers) levy?
  • What is a Variable Management Fee (VMF)?
  • What is a performance fee?
  • What is a bid-offer spread?
  • How do I see fund charges on a fund factsheet?
  • When do I get a rebate?
  • What is a rebate?
  • How do I know if I should get a rebate?
  • Do charges differ between share classes?
• Our service fee
  • How much is the Service Fee?
  • What charges or fees do I pay on my account?
  • How can I see what charges or fees I pay?
  • Do you have charges for going into drawdown?
  • Can fees/charges be taken from the Cash Management Account?
  • What are the charges for my advised and non-advised accounts?
  • What costs are there for opening an account and having an account?
  • Are the charges different if I have both individual and joint accounts?
  • If I apply for a defined benefit pension transfer what charges will be involved?
  • Do you offer advice when I decide to access my pension?